Loan Officer (Public Service Sector) At Alert Microfinance bank

Job Details

Job Title:	Loan Officer (Public Service Sector) At Alert Microfinance bank
Organisation:	Alert Microfinance bank
Location:	Lagos State
Min Work Experience:	No Specified year(s)
Qualification:	B.Sc / B.A
Industry:	Marketing/ Public Relations
Course:	Related Discipline

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Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria.

We are recruiting to fill the position below:

Job Title: Loan Officer (Public Service Sector)

Location: Lagos Island, Lagos
Employment Type: Full-time

Details

Loan officers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire loans in a timely manner.

Job Description

Market loan products and process loan applications for employees in the Public Service Sector.
Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
Determine all applicable ratios and metrics and set up loan payment plans
Complete loan contracts and counsel clients on policies and restrictions
Opening loan applications Conducting loan analysis by visiting the business and household of clients
Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit units and informing the client about the decision of the credit units
Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
Ensuring high quality standards of the bank’s credit portfolio
Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

Minimum of B.Sc. or its equivalent in Marketing or related field.
Minimum of 3/5 years cognate experience from a reputable Microfinance Bank.
Sound Risk Management experience
Good knowledge of Lagos Island and Mainland markets
Ability to disburse loans in large volumes without default to employees in the public sector (civil service workers)
Experienced in repayment tracking and loan collection without a day default

Skills:

Detailed and target oriented
Excellent team spirit and communications skills
Excellent Human Relations and Inter-personal skills
Goal oriented.

Salary
Very Attractive

Method of Application
Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using "Loan Officer - Public Service Sector" as the subject of the mail.

0906 809 7513

Loan Officer (Public Service Sector) At Alert Microfinance bank

Job Details

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