Loan Officer At Basic Consumers Kash (Ebonyi) Co-Operative Society Limited

Job Details

Job Title: Loan Officer At Basic Consumers Kash (Ebonyi) Co-Operative Society Limited
Organisation: Basic Consumers Kash (Ebonyi) Co-Operative Society Limited
Location: Ebonyi State
Min Work Experience: No Specified year(s)
Qualification: No Specified Qualification
Industry: Accounting/ Audit/ Finance
Course: RELATED DISCIPLINE

Basic Consumers Kash (Ebonyi) Co-Operative Society Limited is currently recruiting suitably qualified candidates to fill the position below:

Job Title: Loan Officer

Location:
 Ebonyi

Job Description

  • Market all the banks products and services
  • Meet with Applicants to Determine Loan Needs
  • Credit officers spend a good amount of their day in meetings with applicants.
  • The exploratory meeting involves building rapport with the applicant and finding out the reason for needing a loan.
  • Gather Loan Information Based on Specific Loan Needs
  • Once credit officers establish the needs of the applicant, they gather the various personal and financial information necessary to see if the applicant qualifies for a loan.
  • Analyze and Verify Applicant Financial Information
  • Credit officers use their keen attention to detail and knowledge of the loans they offer to analyze applicant financial information and determine the most likely path to success.
  • Explain Different Loan Options Available to Applicants
  • Credit officers use their analysis to offer loans for which the applicant has a realistic chance of approval.

Present Approval and Rejection Decisions to Management:

  • Senior credit officers may have the authority to make underwriting decisions, but most have to present their approval and rejection decisions to their manager for financial approval
  • This decision is sometimes made with the aid of underwriting software:
    • If rejected, credit officers make suggestions to applicants to help them get approved next time.
    • If approved, they explain the final terms and conditions of the loan to the applicant.

Ensure Loan Terms Comply with Government Regulations:

  • There are many state and federal regulations that govern most types of loans. It is the responsibility of the credit officer to make sure a loan complies with the regulations.

Method of Application
Interested and qualified candidates should send their CV to: ebonyibckash@yahoo.com using the Job Title as the subject of the mail.



  • Email me jobs like this


    LATEST RELATED JOB VACANCIES IN NIGERIA


    FINANCE OFFICER

    LEAD Enterprise Support Company Limited in (Lagos State)
    Job Objective: The Finance Officer will assist the Finance/Admin Manager in the implementation of the HMO’s accounting policies an... Read more

    Deloitte is the largest private professional services network in the world. Everyday, approximately 286,200 professionals in more... Read more

    4 Quarters Consultants Limited - We offer comprehensive business, IT & digital marketing services to help businesses reassess & en... Read more

    RELATED JOBS


    FINANCE OFFICER

    LEAD Enterprise Support Company Limited in (Lagos State)
    Job Objective: The Finance Officer will assist the Finance/Admin Manager in the implementation of the HMO’s accounting policies an... Read more

    Deloitte is the largest private professional services network in the world. Everyday, approximately 286,200 professionals in more... Read more

    4 Quarters Consultants Limited - We offer comprehensive business, IT & digital marketing services to help businesses reassess & en... Read more

    LATEST JOB VACANCIES


    We require the services of an experienced Business Development Manager with a wide range of business clientele and a network of c... Read more

    Regulate day-to-day operations of unit in conjunction with Departmental Heads, Manager, Executive Chef, Security. Cordinate and l... Read more

    FINANCE OFFICER

    LEAD Enterprise Support Company Limited in (Lagos State)
    Job Objective: The Finance Officer will assist the Finance/Admin Manager in the implementation of the HMO’s accounting policies an... Read more

    Copyright © 2024 All Right Reserved CVClue
    A Subsidiary of EMINENT INFO TECH VENTURES