Loan Officer At Basic Consumers Kash (Ebonyi) Co-Operative Society Limited

Job Details

Job Title: Loan Officer At Basic Consumers Kash (Ebonyi) Co-Operative Society Limited
Organisation: Basic Consumers Kash (Ebonyi) Co-Operative Society Limited
Location: Ebonyi State
Min Work Experience: No Specified year(s)
Qualification: B.Sc
Industry: Accounting/ Audit/ Finance
Course: Finance, Economics or a related field
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Basic Consumers Kash (Ebonyi) Co-Operative Society Limited is currently recruiting suitably qualified candidates to fill the position below:

Job Title: Loan Officer

Location: Ebonyi

Responsibilities

  • Market the company's products and services
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the Уextra mileФ to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements

  • B.Sc Degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment.

How to Apply
Interested and qualified candidates should send their CV to: ebonyibckash@yahoo.com using the Job Title as the subject of the mail.

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