Loan Officer At Basic Consumers Kash (Ebonyi) Co-operative Society Limited

Job Details

Job Title:	Loan Officer At Basic Consumers Kash (Ebonyi) Co-operative Society Limited
Organisation:	Basic Consumers Kash (Ebonyi) Co-operative Society Limited
Location:	Ebonyi State
Min Work Experience:	No Specified year(s)
Qualification:	B.Sc / HND
Industry:	Accounting/ Audit/ Finance
Course:	Business related discipline.

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Basic Consumers Kash (Ebonyi) Co-operative Society Limited is currently recruiting suitably qualified candidates to fill the position below:

Job Title: Loan Officer

Location: Ebonyi

Job Description

Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
Review and update credit and loan files.
Review loan agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules.
Submit applications to credit analysts for verification and recommendation.
Handle customer complaints and take appropriate action to resolve them.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Confer with underwriters to aid in resolving mortgage application problems.
Negotiate payment arrangements with customers who have delinquent loans
) Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Supervise loan personnel.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Provide special services such as investment banking for clients with more specialized needs.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Arrange for maintenance and liquidation of delinquent properties.
Interview, hire and train new employees.

Requirement

B.Sc / HND in any Business related discipline.

How to Apply
Interested and qualified candidates should send their CV / Resume to: bckashebonyi2@yahoo.com using the "Job Title" as the subject of the mail.

0906 809 7513

Loan Officer At Basic Consumers Kash (Ebonyi) Co-operative Society Limited

Job Details

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