Job Recruitment for a Credit Analyst at PecanTrust Microfinance Bank Limited in Lagos state

Job Details

Job Title: Job Recruitment for a Credit Analyst at PecanTrust Microfinance Bank Limited in Lagos state
Organisation: PecanTrust Microfinance Bank Limited
Location: Lagos State
Min Work Experience: 2 year(s)
Qualification: BA/BSc/HND
Industry: Banking
Course: RELATED DISCIPLINE
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PecanTrust Microfinance Bank Limited is a Central Bank of Nigeria Licensed, for-profit making institution dedicated to supporting early stage, small and medium-sized enterprises ‘SME’, the informal working class and low income families through providing access to finance, entrepreneurship training, a network of mentors and facilitating business partnerships.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Lagos

Key Responsibilities

  • Preparation of the loan officer PAR ratio
  • Execution of other task as assigned by the head of the department
  • Compute and advise on the repayment amount due or loan paid off amount due upon request
  • Reconcile credit files and identify variances and return to LPO for regularization
  • Thorough analysis of loan appraisals
  • Keep up to date with the bank's lending protocols and ensuring compliance
  • Analyze overdrawn account and making recommendations to the Head of credit for reversal or settlement by the customer
  • Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirement in order to advise and give direction to the bank
  • Continuous review of loan accounts to ensure that all income earned are recorded and customersТ accounts correctly and completely credited /debited
  • Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required
  • Execution of other task as assigned by the head of the department

Educational Qualifications and Requirements

  • Bachelor's Degree in Finance, Accounting, or other business-related fields
  • Two to four years of work experience in a similar role
  • strong proficiency in MS office and general computer use
  • Ability to effectively manage competitive deadlines for projects in a high-pressure work environment, with varying degree of supervision
  • Strong attention to detail and ability to notice discrepancies in data
  • Impeccable understanding of financial statements, ratios and concepts

How to Apply
Interested an qualified candidates should forward their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the mail.

APPLY HERE
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