Credit Risk Analyst At CredPal

Job Details

Job Title: Credit Risk Analyst At CredPal
Organisation: CredPal
Location: Lagos State
Min Work Experience: 3-6 year(s)
Qualification: BSc
Industry: Accounting/ Audit/ Finance
Course: Accounting
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CredPal is a financial technology company that provides credit cards for consumers to meet their immediate financial needs. We are leveraging technology and the retail industry to provide a modern consumer credit solution for Africa and beyond.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Yaba, Lagos
Employment Type: Full-time

Purpose Statement

  • We are looking to hire a Credit Risk Analyst who will be responsible for evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit.

Key Deliverables

  • Analyze and assess the financial statements and credit history of existing and potential clients.
  • Review credit applications and perform credit checks.
  • Structure deals and perform risk assessments.
  • Ability to make informed decisions backed by sound assessment.
  • Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
  • Ability to handle multiple projects and submit applications on time.
  • Understanding of business, economic, industry risk and financial forecasting.

Preferred Qualification

  • Bachelor's Degree in Finance, Accounting or related field.
  • Relevant training & certifications.
  • 3-6years of experience as a Credit Risk Analyst in a Top Fin-tech Company.

Preferred Requirements:

  • Strong communication skills (written and verbal).
  • Excellent organizational, analytical, and time-management skills.
  • Ability to prioritize tasks.
  • Proficient in Microsoft Office.
  • Advanced Excel skills.

 

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