Vincintoire Limited - Our client, a Microfinance Bank in Lagos State urgently requires the services of Credit Risk Analyst Duties and Responsibilities
Evaluate customers' loan applications in line with the bank's credit policy. Carry out verification of customer's businesses and preparation of loan verification reports.
Loan Monitoring and preparation of loan status report.
Preparation of statutory reports.
Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
Preparing reports about the degree of risk in lending money to clients
Analyzing client records and using the data to recommend payment plans
Conferring with credit associations and references to exchange credit information on clients.
Evaluating the financial status of clients by producing financial ratios through computer programs
Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
Analyze financial statements such as profit and loss, company budget and employee headcount reports.
Compile reports showing the proposed plan of action for existing and potential clients.
Interested and qualified candidates should send their CV using the position as subject
Note: Only shortlisted candidates will be contacted.