Credit Officer At Michael Stevens Consulting

Job Details

Job Title: Credit Officer At Michael Stevens Consulting
Organisation: Michael Stevens Consulting
Location: Rivers State
Min Work Experience: 1 year(s)
Qualification: B.Sc
Industry: Accounting/ Audit/ Finance
Course: Banking and Finance, Economics / Accounting or related field
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Michael Stevens Consulting - Our client, a reputable financial institution requires suitable FEMALE candidates for the position of:

Job Title: Credit Officer

Job Location: Port Harcourt, Rivers
Employment Type: Full-time

Job Brief

  • We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
  • Credit Officer responsibilities include preparing loan applications, evaluating clients' financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

  • Review loan requests
  • Assess clients' financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans.

Requirements

  • BSc in Banking and Finance, Economics / Accounting or related field
  • Minimum of 1years experience.
  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience

How to Apply
Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com with the Job Title as subject of the email.

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