Account Officer At Accion Microfinance Bank Limited in Delta State Nigeria

Job Details

Job Title: Account Officer At Accion Microfinance Bank Limited in Delta State Nigeria
Organisation: Accion Microfinance Bank Limited
Location: Delta State
Min Work Experience: 7 year(s)
Qualification: HND / B.Sc
Industry: Accounting/ Audit/ Finance
Course: Marketing, Business Administration, Banking, Finance, Accounting, Economics, and/or related fields.
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Accion Microfinance Bank Limited - Established in 2006, began operations in May 2007 on license from the Central Bank of Nigeria. Our management team comprises seasoned and distinguished professionals from diverse backgrounds complemented by the expertise of our technical partners, ACCION International. At Accion Microfinance Bank our core values, business philosophy and methodology distinguish us as one of the leading microfinance banks in Nigeria.

We are recruiting to fill the position of:

Job Title: Account Officer

Locations: Abuja (FCT), Lagos, Ogun, Ondo, Anambra, Edo, Delta, Rivers, Kano, Abia and Akwa Ibom
Employment Type: Full Time

Job Responsibilities

  • Provide support to peers and others within Accion MfB in uplifting its values and policies.
  • To build rapport within the community, business associations and leaders
  • Achieve and maintain targets on portfolio at risk (PAR) management
  • Implement late repayment recovery procedures of Accion MfB.
  • Monitor client business progress to identify any potential problem(s)
  • Develop a relationship with each client to support the business's success and cultivate loyalty.
  • Ensure a suitable guarantee is in place and documented.
  • Evaluate the willingness and capacity to repay by the client.
  • Verify and cross-check all information relevant to the loan application and evaluation.
  • Arrange and undertake business site visits, home verification and all other KYC requirements.
  • Correctly complete loan application and evaluation process.
  • Develop an accurate evaluation of each client's capacity and willingness to repay the requested loan.
  • Sensitize potential clients on all aspects of our loan process: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
  • Identify potential clients, build and maintain a portfolio of quality clients rapidly and consistently to achieve the assigned target within the specific period.

Qualification & Experiences

  • A minimum of HND or BSC in Marketing, Business Administration, Banking, Finance, Accounting, Economics, and/or related fields.
  • Must have completed NYSC
  • Maximum of 7 years experience in microfinance lending.

Key Performance:

  • Ability to develop strong financial analysis skills.
  • Honest and of high integrity.
  • Strong interpersonal skills.

Required Knowledge:

  • Computer literacy.
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